There has been a lot of talk about possible limits on foreclosures during the COVID-19 pandemic. However, it is important to know that the federal moratorium on foreclosures is currently very limited. It only applies to a small group of homeowners and only for a limited time.
Texas temporarily suspends disconnection of utility services for non-payment. Late fees must be suspended and deferred payment plans offered to residential customers in danger of disconnection.
If needed, contact your Retail Electric Provider to request a deferred payment plan!
As with most Texas Courts, the McLennan County Justice Courts will reschedule all non-essential court proceedings.
No eviction hearing will be held until after May 18, 2020.
No writs of possession (court order for a constable/sheriff to force someone out) may be executed until after May 25, 2020.
Yes, you do. If you don’t pay, landlords will have cause to evict you after the Courts open up again.
In most cities, landlords can choose to not accept late rent even if an emergency order prevents them from evicting you right away.
Landlords can still give you an eviction notice and file an eviction case during this time.
Evictions based on protective orders, physical threats to landlords and other tenants, or criminal activity may still take place.
You MAY have added protections against evictions IF you live at a “covered property” under the CARES Act.
*The database and map are not comprehensive; they do not include data on single family rental homes of one to four units that are also protected under the CARES Act, and they do not include all Fannie Mae and Freddie Mac multifamily mortgages.
The Texas Public Utility Commission temporarily suspended disconnection of utility services for non-payment.
The federal government has only stopped foreclosures for a very limited number of homeowners and only for a limited time.
If you are having trouble making payments, you should call your lender or servicer to discuss your options.